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Kevin Garry (CA Insurance Lic. #OH65010) and Tyler Garry (CA Insurance Lic. #0K11742) are agents collectively licensed to sell insurance through New York Life and other various independent unaffiliated insurance companies in the states of SD, IA, NE, MN, and CA. No insurance business may be conducted outside these states.

Kevin Garry and Tyler Garry are collectively Registered Representatives of and offers securities products & services through NYLIFE Securities LLC, Member a href="http://www.finra.org" target="_blank">FINRA/SIPC, A Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CT, FL, MA, ME, NH, NY, RI, SC. No offers may be made or accepted from any resident outside the specific states referenced.

Kevin Garry and Tyler Garry are separately registered as investment advisor representatives with Eagle Strategies LLC, A Registered Investment Adviser, offering investment advisory services in the states of SD, CA, IA, MN, and NE. As such, these services are strictly intended for individuals residing in the specific states referenced.

Neither New York Life Insurance Company, nor its agents or affiliates, or Garry Associates nor its employees or agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

Garry Associates is not owned or operated by NYLIFE Securities LLC or its affiliates.

Eagle Strategies LLC & NYLIFE Securities LLC are New York Life Companies.